Discover all about the latest Amex Platinum Travel Credit Card changes in 2025! Learn about revised fees, updated perks like Disney+ Hotstar subscriptions, new spending requirements for bonuses, and tips to maximize your card’s value!

Introduction – Amex Platinum Travel Credit Card Changes

The American Express Platinum Card has long been a favorite among frequent travelers, offering unparalleled benefits like lounge access, hotel credits, and travel insurance. However, recent changes to the card’s terms and benefits have sparked discussions among cardholders. With an annual fee of $695, the Amex Platinum Card remains one of the most premium credit cards on the market, but these updates could influence how users perceive its value. This article explores the latest changes to the Amex Platinum Travel Credit Card, their impact on cardholders, and answers frequently asked questions about these updates.

Key takeaways from the Amex Platinum Travel Credit Card Changes

American Express has introduced several updates to its Platinum Card in 2025. While some changes enhance its value proposition, others may make it more expensive for certain users. Below are the most notable changes:

1. Increased Spending Requirement for Welcome Bonus

• Previously: New cardholders could earn a welcome bonus of 80,000-150,000 Membership Rewards points after spending $6,000 within six months.

• Now: The spending requirement has increased to $8,000 within six months.

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This change makes it harder for new applicants to qualify for the lucrative welcome bonus.

2. Higher Fees for Authorized Users

• Previously: Adding up to three authorized users cost $175 annually.

• Now: Each authorized user costs $195 per year.

This change significantly increases the cost of sharing benefits like lounge access and hotel status with family or friends. For example, adding three users now costs $585 annually, compared to $175 previously.

3. Entertainment Credit Updates

• Removed: Audible is no longer eligible for the $20 monthly entertainment credit as of October 2024.

• Added: The Wall Street Journal has been added as an eligible option for this credit.

4. Rebranding of Companion Cards

The free Gold Card option for authorized users has been rebranded as the “Companion Platinum Card.” While this is primarily a name change, it signals a shift in branding strategy by American Express.

5. Lounge Access Policy Adjustments

The increased fees for authorized users are likely aimed at reducing overcrowding in airport lounges like Delta Sky Clubs and Centurion Lounges—a growing issue in recent years.

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Enhanced Benefits Introduced in Recent Years

While some changes may seem restrictive, the Amex Platinum Card continues to offer valuable perks that justify its premium status:

1. Hotel Credits: An annual $200 statement credit for prepaid bookings at Fine Hotels & Resorts or The Hotel Collection properties through American Express Travel.

2. CLEAR Membership Credit: Up to $189 annually for expedited airport security screening with CLEAR Plus membership.

3. Global Lounge Access: Complimentary access to Centurion Lounges, Delta Sky Clubs (when flying Delta), Priority Pass Select lounges, and more.

4. Travel Insurance: Coverage for trip delays, cancellations, and lost baggage—up to $10,000 per trip or $20,000 annually for cancellations/interruptions.

5. Digital Entertainment Credit: Up to $240 annually ($20/month) for eligible subscriptions like The New York Times and Peacock.

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Impact on Cardholders by the Amex Platinum Travel Credit Card Changes

The changes to the Amex Platinum Travel Credit Card have both positive and negative implications:

Who Gets Benefits from the Amex Platinum Travel Credit Card Changes?

• Frequent travelers who maximize lounge access and travel credits will continue to find value in the card despite higher fees.

• Users who already subscribe to services like The Wall Street Journal or CLEAR can offset some of the increased costs.

Who May Be Affected Negatively from the Amex Platinum Travel Credit Card Changes?

• Families who rely on adding multiple authorized users will face significantly higher costs.

• New applicants may find it harder to justify the increased spending requirement for welcome bonuses.

FAQs About Amex Platinum Travel Credit Card Changes

Q1: Why did Amex increase the fees for authorized users?
The fee hike aims to reduce overcrowding in airport lounges by discouraging excessive use of lounge access benefits by authorized users.

Q2: What is the new spending requirement for earning a welcome bonus?
New cardholders must now spend $8,000 within six months (up from $6,000) to qualify for the welcome bonus.

Q3: Are there any new benefits added recently?
Yes! Recent additions include credits for CLEAR membership ($189 annually), Global Dining Access by Resy, and expanded lounge partnerships with Centurion Studios lounges.

Q4: How do I maximize my Amex Platinum benefits despite these changes?
Focus on using travel-related perks like hotel credits, lounge access, and travel insurance while monitoring your spending habits to avoid unnecessary costs.

Q5: Is it still worth paying the $695 annual fee?
For frequent travelers who can fully utilize the card’s extensive perks—like lounge access, hotel credits, and travel insurance—the benefits can outweigh the high annual fee.

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Conclusion on Amex Platinum Travel Credit Card Changes

The recent Amex Platinum Travel Credit Card Changes reflect American Express’s efforts to balance premium benefits with operational challenges like lounge overcrowding and rising service costs. While some updates may deter casual users or families from maximizing value, frequent travelers who leverage its extensive perks will still find it a worthwhile investment.

By staying informed about these changes and adapting your usage strategies accordingly, you can continue enjoying one of the most premium travel cards available today!